Car loans for bad credit means that you have had good repayment history on your existing credit cards and loans for at least 6-8 months but before that you had been behind on your payments with 2-3 smaller accounts in collections status whereas post bankruptcy auto loans just means that you have been officially discharged form bankruptcy and therefore are starting an entirely new credit history. Whether you’ve had a few payment hiccups in the past or you’ve just come out of bankruptcy CA Lending® has the loan for you with the vehicle that you didn’t think that you’d be able to get due to your bad credit history. So Apply Today and get Approved!