A Consumer Proposal is a way to avoid bankruptcy where a trustee adds up all your debts then negotiates them down with your creditors as far as possible. Once all your creditors have agreed on an amount, the trustee then formulates one monthly payment which is payable to the trustee every month. It is the trustee’s responsibility to disburse the agreed upon amounts to your creditors up until the point in which the agreed upon debt is fully paid. Unlike other lending institutions, CA Lending® will provide car loans to individuals that have entered into a consumer proposal provided that the agreed upon debts are being paid satisfactorily. At CA Lending®, our trained specialists will work with your trustee to ensure that your new car loan is manageable and not overwhelming.