At CA Lending®, to qualify for a car loan, whether it be a bad credit car loan, a car loan after bankruptcy or a consumer proposal car loan, these are the minimum income criteria. Firstly, you need to be working full-time which is 40 hours per week. Secondly, you need to be making at least $10.10 per hour which translates into $1,750 per month gross (before tax deductions). And finally, you must have been employed for at least 3 full months at your job so that you are outside the standard probationary period. Apply Today and get Approved!