Right now is the best time to get a car loan, whether you have good credit, bad credit, had a bankruptcy or are in a consumer proposal. Interest rates are still at all time lows but will be going up very soon so take advantage of rates as low as 4.97% APR (O.A.C). Also due to the fact that the auto industry is still recovering there are still many great offers and incentives that are available to consumers. So Apply Today and get Approved!