North Bay is a city in Northeastern Ontario, Canada with a population of 53,651. It is the seat of Nipissing District, and takes its name from its position on the shore of Lake Nipissing. CA Lending® has been serving the North Bay community for years helping consumers with bad credit obtain a car loan. If you’ve had a bankruptcy or are in a current consumer proposal, CA Lending® will approve you with interest rates starting at 3.99% A.P.R (O.A.C.). Apply Today and get Approved.