In Canada, most banks and lending institutions require a good credit history in order to be approved for a car loan. Well, what if you have no credit? Unfortunately, no bank wants to be the first to give you a car loan because there is too much unknown and banks, as you know, are not in the business of dealing with the unknown. At CA Lending® we realize that you have to start somewhere. So we designed a program that enables individuals with no credit to obtain a car loan.