Need A Car Loan? Have Bad Credit? We Can Help!

At CA Lending®, we provide our customers with car loans that are open, flexible, and affordable, with interest rates starting as low as 3.97% APR (OAC).  So if you have good credit, bad credit, had a bankruptcy, or are in a consumer proposal, CA Lending® will provide you with a car loan that is custom tailored to your individual needs.  We understand that each customer presents their own set of unique credit challenges, that is why our trained credit professionals are there to take your hand and guide you through the process and have you driving within 36 hours.  Apply Today and get Approved!

Can I Choose Any Vehicle For My Car Loan?

At CA Lending®, when we provide our customers with car loans, we also provide them with a quality vehicle of their choosing.  We have hundreds of quality vehicles to choose, from compacts to sedans to SUVs  and minivans from all makes and models.  So Apply Today and get Approved for a car loan at CA Lending® and we’ll have you driving within 36 hours.

CA Lending® Car Loan Minimum Requirements

At CA Lending®, the only minimum requirement to be approved for a car loan is that you are employed for at least 3 months (90 days), work full-time (at least 40 hours per week), and earn at least $10.10 per hour or $1,750 per month gross (before any taxes have been deducted from your pay).  It’s that simple.  Apply Today!

Can The Car Loan Approval Process Be Done Online?

90% percent of the car loan approval process can be done online or by telephone with your assigned CA Lending® auto loan representative.  The final stage of the car loan approval process is to schedule an appointment with your assigned CA Lending® auto loan representative, select your vehicle, sign, and drive.  It’s that simple.  So Apply Today and get Approved!

Is a CA Lending® Car Loan the Same as Buy Here Pay Here?

Buy Here Pay Here” is a term that is used to describe a car loan that is directly provided for the consumer by a finance (lending) company or a dealership as opposed to a  car loan brokerage that arranges an auto loan for a consumer.  CA Lending® provides consumers with car loans as well as the vehicles themselves.  In the rare occasion that a consumer may not meet the CA Lending® minimum eligibility requirements for a car loan, CA Lending® can arrange the auto loan through our many lending affiliates, because the most important thing at CA Lending® is the complete satisfaction of our customers.  Apply Today and get Approved!