The CA Lending® car loan approval process is simple.  First thing you do is go to  https://calending.ca/secure-application/  and fill our 100% secure 3 minute car loan credit application and take note of your 6-digit application number.  The second step in the car loan approval process is to fax or email 2 recent pay stubs that are within 60 of today’s date.  The final step of the car loan approval process is to schedule an appointment with your assigned CA Lending® representative to view and select your vehicle and finalize the paperwork.  Simple…Simple…Simple

CA Lending® is now providing new car loans for up to a term of 84 months (7 years).  Remember, the  greater the term the smaller the monthly payment.  Also, your auto loan is completely open and can be paid off at any time with absolutely no penalties or fees.  So whether you have good credit or bad credit, just out of bankruptcy or are in a current consumer proposal, CA Lending® will provide you with a new car loan that is both flexible and affordable.  Apply Today and get Approved!

There are three (3) categories of interest rates that are available for car loans and they are in order of least to greatest.  The first auto loan interest rate category is called ‘Prime” which is reserved for customers with good to excellent credit and starts as low a 3.97% up to 9.9%.  The second car  loan interest rate category is called ‘Medium Prime’ which is usually for customers that have an average credit rating.  ‘Medium Prime’ rates start at 10% and go up to 19.9%.  The last auto loan interest category is called ‘Non Prime’ which is available for the most credit challenged customers.  The ‘Non Prime’ rates start at 20% and go up to 29.9%.  88% of all CA Lending® ‘Non Prime’ customers become Prime customers within 12 months of obtaining their auto loan.  So Apply Today and get Approved!

CA Lending® is now offering car loans for vehicles up to 5 years old (2009) with up to 130,000 kilometers for a maximum term of 72 months.  This allows for your auto loan payment to be as low and affordable as possible while also making sure that you get the most car for your hard earned money.  So whether you have good credit, bad credit, just out of bankruptcy, or are at least 6 months into a consumer proposal CA Lending® will custom tailor a car loan to your specific needs.  Apply Today and get Approved!

As well as providing Canadian consumers with bad credit car loans and post bankruptcy car loans, CA Lending® also offers car loans for people with good credit.  With ultra-competitive interest rates as low as 3.97% and the largest assortment of vehicles in Canada, CA Lending® has got  an auto loan for all types of consumers, regardless of your situation CA Lending® will have you driving within 36 hours.  Apply Today and get Approved!