Car loans for bad credit means that you have had good repayment history on your existing credit cards and loans for at least 6-8 months but before that you had been behind on your payments with 2-3 smaller accounts in collections status whereas post bankruptcy auto loans  just means that you have been officially discharged form bankruptcy and therefore are starting an entirely new credit history.  Whether you’ve had a few payment hiccups in the past or you’ve just come out of bankruptcy CA Lending® has the loan for you with the vehicle that you didn’t think that you’d be able to get due to your bad credit history.  So Apply  Today and get Approved!

CA Lending® is Ontario‘s one stop shop for quality vehicles as well as car loans for people in all types of situations.  Whether you have bad credit, new credit, just discharged from bankruptcy or even in a current consumer proposal, CA Lending® has got the car loan for you with rates as low as 4.97% O.A.C.  At CA Lending® our customers get exclusive access to a variety of vehicle brands from Ford®, GM®, and Chrysler® to Toyota®, Honda®, and Nissan® to even Acura®, Infiniti®, BMW® and Lexus®.  Hundreds of quality vehicles to choose from.  So Apply Today and get Approved…

Some People believe that you should wait before getting a car loan after bankruptcy.  The question is, wait for what?  Remember, you’ve just been discharged from bankruptcy and you’re starting fresh, which means that you have to build your credit up, and the only way to do this is by obtaining an auto loan.  CA Lending® specializes in post bankruptcy car loans and we will guide you every step of the way.  Apply Today!

One of the most common questions that is asked by CA Lending® customers is, “When is the best time to get a car loan?” The question should be, “When is the worst time to get a car loan?” The answer is simple.  The absolute worst time to get a car loan is when you absolutely have to, like if your car were to break down and you need a car for work.  So don’t wait until the last minute to get a car loan.  Regardless if you have good credit or bad credit, are new to the country or have just been discharged from bankruptcy, CA Lending® will provide you with a car loan that is specifically tailored towards your unique personal needs.    So what are you waiting for, Apply Today and get Approved.

Although down payments are not required at CA Lending® to obtain a car loan, customers that put $1000 or more as a down payment usually get more favourable interest rates and terms as it demonstrates a sincere desire and motivation to pay of their car loan and improve their credit rating in the shortest time possible.  50% of all CA Lending® customers choose to make a down payment  of $500 to $1000 even though they are not required to do so.